I wish I could lay claim to finding the fix but I can't. I saw it after days of investigation on another site, Lavasoft Support Forums. http://www.lavasoftsupport.com/index.php?showtopic=54940
The directions originally did not include how to get into Windows Explorer to be able to deny file rights, I found that out for myself.
I couldn't find the guard file until I destroyed the other two, so my guess is it must expose it from the rootkit after cleaning out those others. Sorry Mate, I am no techno head. Maybe someone here knows how it works?
As for the other bad files, Ad aware removed them in its full scan pass. If there is anything left, they don't do anything now anyway.
All I can tell you is that the folks using this on the other site are all as happy as I am. Try it, it works on WinXP Pro. The infection has gone and I have scanned it with the most popular half dozen programs. There is no manifestation of it at all now.
Sorry, I have no idea if it works on ME or 98 but I imagine it would.
Power to the righteous.
Good luck, I hated it when it was on my machine.