Also, at this point, if you are one of the 143 million or so people who's data was probably part of the Equifax breach (Hi! to the other 142,999,999 of you!!) you can get identity theft monitoring from Equifax as part of the ongoing PR blitz related to the breach.
It's also simple to put freezes or similar on your credit reports. I put the following together for a client and actually used all of the individual agency options to put freezes on my reports as part of doing the research:
Equifax: (866) 447-7559 7-days a week, 7 AM – 1 AM Eastern Time
Online site directly related to the data breach: https://www.equifaxsecurity2017.com/
Experian: Security freezes are done online: www.experian.com/freeze
See https://www.experian.com/blogs/ask-experian/credit-education/preventing-fraud/security-freeze/virginia/ for details on doing so by mail, which is more complicated.
Transunion: See this webpage: https://www.transunion.com/equifax-data-breach-faqs for a number of different options you may wish to exercise as far as blocking your account. I joined their TrueIdentity program online, which is free, and lets you lock (self-freeze and self-unlock if you need to) your TransUnion credit records at no charge. https://membership.trueidentity.com/
A freeze, for which there is a fee, can be made by phone at 888-909-8872.
Innovis: Also does a security freeze online. Other options, including by phone, can be found at: https://www.innovis.com/personal/securityFreeze
I suggest doing the Innovis, Experian, and Transunion locks/freezes online. I did all three while researching this and it’s very quick and the freeze is immediate.
Brian AKA Bri the Tech Guy (my website address is in my profile) Windows 10 Home, 64-bit, Version 1709, Build 16299
Here is a test to find out whether your mission in life is complete. If you’re alive, it isn’t.
~ Lauren Bacall