Creating a recovery disc is something which you should do fairly soon. If there is a severe problem which causes corruption on a level that doing a Reset will not resolve it you would want to have the recovery disc. On the other hand, you can use Microsoft's Media Creation Tool to download a ISO file which can be used to create installation media. You will want to make sure that the version you download is the same as what you have on this computer.
If this is a new computer it is going to take time for you to add programs that you want and need, but you shouldn't have so many personal files at this point that you can't do a Reset. A Reset will basically reinstall the operating system, but... it gives you the option to keep your personal files. It will uninstall all of the third party programs though.
Once you have your computer set the way you want it this is when you should start Thinking about creating a cloned copy of everything on your ssd/hdd. One of the popular programs here at Bleeping Computer is Macrium Reflect.