First of all, Troublednewfie - welcome to BC !
Thanks for the info in post #4. Since this topic never belonged in 'Introductions' I have moved it to the relevant section which is 'Win 8/8.1'.
To clarify Paul's remarks. Once upon a time when you bought a computer, along with it you were given a handful of CDs or DVDs which contained the software that had been pre-installed on it.
Then the builders, Dell among them, started installing a 'recovery' copy of the installation software on a section of the hard drive as this was much cheaper for them than giving out discs. You were then advised to make a 'recovery' copy on DVDs of the original installation so that in the event of disaster you could rebuild the computer to an 'ex works' condition. Since quite a few modern computers no longer have CD/DVD drives you are now advised - for these models at least - to use a fairly large, typically 32GB, memory stick for the job. It is a good idea to make this 'recovery' backup as soon as you buy the computer.
This is a one time job that will restore your computer to an 'ex-works' condition in the event, for example, of a hard drive failure. It will do nothing for the data you create with the computer.
As Paul also said - backing up your own work is critically important. By this we mean documents such as correspondence, college projects and so on, photos, music, artwork. In short anything that you have created or saved on the computer should be saved to external media on a regular basis. What you use to save it on is far less important than that you do save it to external media. By external media I mean things like DVDs, memory sticks, external hard drives. What you use depends on how much data you have to store. Doing backups is a lot cheaper than having to pay some specialist firm to try and salvage data after a disaster