Not very FORUM savvy. Following the suggestion to introduce myself. I found Bleeping Computers from a search for poweliks. Downloaded their tool and sure enough My computer was infected. Successfully followed the directions and got rid of it on my 1st try!! Even was able to do a rescan to verify using the same tool. This totally impressed me. Their instructions were VERY plain, complete and given in accurate order of execution. I'm both grateful to these people and proud of myself.
Feeling empowered, kaboos8187