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Can you be attacked by identity theft if you have bad credit?


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33 replies to this topic

#1 James T Kirk

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Posted 23 February 2014 - 01:55 AM

hello there people,
 
i have recently found out that 1 in 30 people are subject to identity theft, so this is an importaint matter to discuss.
 
can you be attacked by identity theft if you have bad credit?
 
thanks,
 


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#2 Kilroy

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Posted 24 February 2014 - 04:29 PM

Yes, no matter what your credit history is, can be a victim of identity theft.  Tax time here in the US is a perfect example.  With your identity they can file a fake tax return using your information, normally for an amount much larger than you would actually be entitled to receive. 



#3 quietman7

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Posted 24 February 2014 - 06:30 PM

Misinformation and Identity Theft
IRS Releases the “Dirty Dozen” Tax Scams for 2014; Identity Theft, Phone Scams Lead List
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#4 James T Kirk

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Posted 25 February 2014 - 12:57 AM

I really thank you guys for the reply,
and by the way Rkilroy, its nice to hear from you again!!
 
oh my gosh, i can't believe it -- this is messed up.
i thought you were SAFE if you had bad credit :bananas:
 
oh man, this is not good.
so it doesn't matter, you must protect your identity no matter who you are!!!
 
wow, this is unbelievable.
i'm going to have to step up my security...
 
i appreciate you quietman!
you have really helped me Rkilroy!
 
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#5 Crazy Cat

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Posted 25 February 2014 - 01:15 AM

Can you be attacked by identity theft if you have bad credit?

Identity theft starts at the mailbox, buy a padlock. As for bad credit, if they steal creditor documents/letters from your mailbox - then yes.
 

Two things are infinite: the universe and human stupidity; and I'm not sure about the universe. ― Albert Einstein ― Insanity is doing the same thing, over and over again, but expecting different results.

 

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#6 quietman7

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Posted 25 February 2014 - 08:32 AM

Security always begins with personal responsibility and that includes arming yourself with knowledge. You can't just depend on technology.
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#7 James T Kirk

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Posted 26 February 2014 - 01:23 AM

hello, and welcome.
 
i am trying to step up my security,
 
so i was wondering if anybody knew how to erase all the credit card information that has been entered for online purchases.
 
thank you kindly,
 


#8 James T Kirk

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Posted 26 February 2014 - 01:42 AM

yes, i have a locked mailbox.

but good idea.

that's important.

 

KNOWLEDGE :clapping:

 

HEY quietman7, i tried to start another thread for another question but was unable to for some reason.

anyways, since i'm talking to you, i guess i'll just ask it here:

 

How do you erase all the credit card information that has been entered for online purchases?
 
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Edited by James T Kirk, 26 February 2014 - 01:52 AM.


#9 James T Kirk

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Posted 26 February 2014 - 01:46 AM

hello, and welcome.
 
i am trying to step up my security,
 
so i was wondering if anybody knew how to erase all the credit card information that has been entered for online purchases.
 
thank you kindly,
 


#10 myym

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Posted 26 February 2014 - 06:47 AM

I think those data are just like any other data we insert when we fill an order, I always use Chrome and use clear browsing data  and choose all the options in it once in a while. When ordering online we enter a secure zone starting https, so it shouldn't be saved on pc, but this is how I do it. Good question though. looking forward to hear other users.



#11 quietman7

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Posted 26 February 2014 - 07:17 AM

 

how to erase all the credit card information that has been entered for online purchases.

There is no universal way to do this as each site (company) has a different method and you need to follow their own procedures. Essentially you need to get it removed from the original source where you inputed that information. That means logging into the account, locating and finding the settings which allow you to remove or change your credit card number or just delete the entire account.


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#12 quietman7

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Posted 26 February 2014 - 07:22 AM

BTW, since your other topics were related, they have been merged into this topic.
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#13 James T Kirk

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Posted 27 February 2014 - 01:14 AM

:step1: quietman7, YO bro,
 
thanks man, for being so nice (merging).
when i posted a new question, i looked under my posts and did not see any!
i thought this was strange, so i posted another one.
but i knew something was wrong because the question that i had posted the day before ALSO did not show up.
anyway, just letting you know what happened -- this has never happened before.
 
excellent idea quietman7, i never thought about going directly to the site where you used it and that you "could" erase it, albeit by "changing" it to something else. i have never heard of the deleting the account option though, i'll have to look into it.
 
SECURITY


#14 larryhyman

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Posted 27 February 2014 - 01:43 AM

call your bank and cc companies, cancel all cards, buy only pre-paid cards or use pay-pal



#15 quietman7

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Posted 27 February 2014 - 06:45 AM

call your bank and cc companies, cancel all cards, buy only pre-paid cards or use pay-pal

That's only necessary if your account has been hacked/compromised.
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