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Insuring Santa

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#1 Eyesee


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Posted 23 December 2011 - 08:08 PM

As we scramble around to perform our last-minute shopping for this holiday season and look forward to happy tidings from Old St. Nick, even Santa has a few liability concerns that he needs to consider as he readies his sleigh.

Experts at Aon Risk Solutions put together their top 10 list of risks that Santa must face as he prepares for his nocturnal global visit and leaves sweet sugarplums dancing in the heads of children—or even those young at heart.

Santa should keep the following in mind now and throughout the year:

•Workers’ compensation for repetitive stress claims made by elves on Santa’s toy assembly line.
•Valuable paper coverage—Santa would be lost without his list (especially now that it’s already been checked twice).
•Kidnap and ransom—naughty boys and girls will stop at nothing to get what they want for Christmas.
•Supply-chain interruption—North Pole weather is unpredictable and even Santa and his suppliers are not immune to the impact of tighter regulations on toy safety.
•Bed bugs—with his level of travel, unwelcomed guests are a major consideration.
•Employment-practices liability, thanks to disgruntled elves.
•Incidents involving Santa’s pet reindeer Dasher, Dancer, Prancer, Vixen, Comet, Cupid, Donner, Blitzen and Rudolph.
•Product liability for toys made and delivered.
•Weather—Santa travels from one extreme to another in a very short time with no guarantee of clear skies.
•Aviation third-party risk—Santa’s sled and reindeer.

Last year, the Chicago-based insurance broker estimated that it would cost around $39 million to insure Santa.

Aon did not supply a figure for renewal this year, but keeping with the season (and market trend) you could expect he would see flat to minus-5 percent reduction on average.
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#2 the_patriot11


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Posted 23 December 2011 - 11:49 PM




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#3 MissPlaced


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Posted 24 December 2011 - 10:56 AM

@ Eyesee... :lmao:
That reminded me of this....and Merry Christmas to one and all

~~~ I'm Getting Sued By Santa Clause~~~ Bill Engvall~~~

Edited by MissPlaced, 24 December 2011 - 10:58 AM.

You want to be great, Learn how to heal people, To hurt people is easy

Be Kinder then you have to be,you never know what battle someone else is fighting~~~
~~~~Martrys song~~~~~
~~~~My Deliverer~~~~~~

#4 heavydude


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Posted 27 December 2011 - 03:25 PM

The melody was louder than the lyrics.

So here's the lyrics for those who prefer to read them without going deaf.

Christmas Day will not be very merry
Explaining to the children will be hard
Well it's Christmas Eve tonight
And our beagle picked a fight
With some reindeer that were grazing in our yard

I let the dog outside to do his business
I forgot to hook his leash up to the peg
First he and Cupid came to blows
Then he bit Rudolph on the nose
And when I got there he was eyeing Prancers leg

Now I'm getting sued by Santa Claus
He's claiming mental anguish in his case
Yeah, I'm getting sued by Santa Claus
And my kids won't even look me in the face

I tried to throw myself on Santa's mercy
I begged him but I wasn't gettin' thru
I said " it's all your fault you know "
He said " now how can that be so? "
I said " because we got the stupid dog from you!"

Now I'm getting sued by Santa Claus
He's claiming mental anguish in his case
Yeah, I'm getting sued by Santa Claus
And my kids won't even look me in the face

Oh I'm gettin' sued by Santa Claus
He's claiming mental anguish in his case
Yeah, I'm getting sued by Santa Claus
And my kids won't even look me in the face

Yeah, I'm getting sued by Santa Claus
Now I'm bunkin' with the beagle at his place

Spoken: Couldn't we just settle out of court?

Edited by heavydude, 27 December 2011 - 03:26 PM.

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