well, I was in safe mode with networking... but I rebooted in just "safe mode" and things went swimmingly from there on.
Looks like I'm back in business. thanks for your help, and btw, nice 2T4:3 ref
Here's the log from MBAM after it finished:
Malwarebytes Anti-Malware 1.60.1.1000
www.malwarebytes.org
Database version: v2012.02.03.10
Windows Vista Service Pack 1 x86 NTFS
Internet Explorer 7.0.6001.18000
Maggie Garay :: MLGARAY-LAPTOP [administrator]
2/3/2012 3:46:08 PM
mbam-log-2012-02-03 (15-46-08).txt
Scan type: Full scan
Scan options enabled: Memory | Startup | Registry | File System | Heuristics/Extra | Heuristics/Shuriken | PUP | PUM
Scan options disabled: P2P
Objects scanned: 312711
Time elapsed: 1 hour(s), 23 minute(s), 13 second(s)
Memory Processes Detected: 0
(No malicious items detected)
Memory Modules Detected: 0
(No malicious items detected)
Registry Keys Detected: 0
(No malicious items detected)
Registry Values Detected: 0
(No malicious items detected)
Registry Data Items Detected: 0
(No malicious items detected)
Folders Detected: 0
(No malicious items detected)
Files Detected: 3
C:\Users\Maggie Garay\AppData\Local\Microsoft\Windows\Temporary Internet Files\Content.IE5\QLBRDXFZ\load_13[1].exe (Trojan.FakeAlert) -> Quarantined and deleted successfully.
C:\Users\Maggie Garay\AppData\Local\Temp\B7F8.tmp (Trojan.FakeAlert) -> Quarantined and deleted successfully.
C:\Users\Maggie Garay\Desktop\eXplorer.exe (Heuristics.Reserved.Word.Exploit) -> Quarantined and deleted successfully.
(end)