Thanks for a swift reply

I looked up some other sites, but they weren't as intelligble as yours.
I understand everything up to the FTP server. I looked on Blogger's help section, and it says to check with the hosting provider. So who is the hosting provider, and how can I contact them to get the server name? Blogger help uses ftp.example.com as the site, but I don't think that's correct.
Next, what is the username and password? Do I need one? If so, how do I make one?
Questions over. Thank you for the immediate help, hope to hear from you soon
"If a man is offered a fact which goes against his instincts, he will scrutinize it closely, and unless the evidence is overwhelming, he will refuse to believe it. If, on the other hand, he is offered something which affords a reason for acting in accordance to his instincts, he will accept it even on the slightest evidence. The origin of myths is explained in this way." - Bertrand Russell